Terms and Conditions

Browser Dollar ("Browser Dollar", "we", "us", "our") operates this website and provides educational content, research commentary and membership programmes relating to cryptocurrency markets. You can contact us at any time at hello@browserdollar.com and we will respond to substantive queries within a reasonable period.

References to "you" and "your" mean the individual accessing the website, holding a membership, submitting an application, or otherwise using any service we provide.

By accessing the website, subscribing to any plan, submitting an application, or joining any community channel operated by us, you confirm that you have read, understood and accepted these Terms, together with the Privacy Policy, Cookie Policy, Risk Disclosure and Refund Policy, all of which are incorporated by reference.

We may amend these Terms from time to time, for example to reflect changes in law, regulatory expectations, our programmes or our pricing. Where a change materially affects your rights we will give you reasonable advance notice by email or by prominent notice on the website. Continued use of the services after the effective date of a change constitutes acceptance of the amended Terms. If you do not accept a change, your remedy is to cancel your membership in accordance with the Refund Policy.

You must be at least 18 years old and have the legal capacity to enter into a binding contract. You must not access the services if doing so would breach any law, regulation or sanctions regime applicable to you, or if you are located in a jurisdiction where the provision of trading education of this nature is prohibited or requires a licence we do not hold.

You are solely responsible for determining whether your use of the services, and any trading activity you undertake, is lawful in your jurisdiction, including any tax reporting obligations arising from it.

Browser Dollar provides educational material, general market commentary, frameworks, templates and discussion. We are not authorised or regulated by the Financial Conduct Authority or by any equivalent authority in any other jurisdiction, and we do not provide regulated financial services.

Nothing supplied by us constitutes financial advice, investment advice, a personal recommendation, an inducement or invitation to trade, an offer to buy or sell any asset, tax advice or legal advice. We do not assess the suitability or appropriateness of any strategy for your circumstances, and no communication from us should be interpreted as doing so.

We do not provide signals, calls, copy trading, managed accounts, portfolio management, custody or any form of capital handling. We will never request access to your exchange accounts, wallets, private keys or seed phrases, and any person purporting to do so in our name is acting fraudulently.

You are responsible for maintaining the confidentiality of your account credentials and for all activity occurring under your account. You must use a strong, unique password, must not share credentials, and must notify us promptly at hello@browserdollar.com if you suspect unauthorised access.

Accounts are personal and non-transferable. Membership is licensed to one named individual. Sharing credentials, streaming, re-broadcasting, or otherwise providing access to member material to any third party is a material breach of these Terms.

We may suspend or terminate an account without refund where we reasonably believe credentials are being shared, content is being redistributed, or the account is being used to harass other members or to solicit them for unrelated commercial purposes.

Browser Dollar Pro is offered on monthly, quarterly and annual plans. Prices are stated in pounds sterling and are inclusive of any applicable taxes where we are required to charge them. Payment is collected by our payment processor; we do not store full card details on our systems.

Monthly plans renew automatically each month, quarterly plans every three months and annual plans every twelve months, using the payment method on file, until cancelled. You may cancel future renewals at any time from your dashboard. Cancellation stops the next payment; it does not retroactively cancel a period already paid for, and access continues until the end of that period.

If a payment fails we may retry collection and may suspend access until payment succeeds. We may change pricing for future renewal periods on at least thirty days' notice; the price applicable to a period already paid for will not change.

Fortiva Research is an application-only programme with a limited annual intake. Submitting an application creates no contract and confers no right to a place. We may decline any application at our discretion and are not obliged to give reasons.

Where an application progresses, we will provide the applicable fee, any approved payment plan terms, the programme schedule and the enrolment agreement in writing before payment is taken. Enrolment is only complete when that agreement is accepted and the first payment is received.

Programme content, session timing and format may be adjusted during the twelve months where we consider it improves the educational outcome, provided the overall scope and value of the programme are preserved.

All content provided through the website, the member dashboard, the library, live sessions, recordings, documents, templates and research remains our intellectual property or that of our licensors. Trademarks, logos, the Browser Dollar name and the Fortiva Research name are protected.

We grant you a limited, personal, revocable, non-exclusive, non-transferable licence to access and use member content for your own private educational purposes for the duration of your membership. You may not copy, reproduce, resell, republish, distribute, record, screen-capture, translate, train any machine learning system on, or create derivative works from our content without our prior written consent.

Where you post material in a member community, you retain ownership but grant us a non-exclusive, royalty-free licence to display and store it for the operation of the service and, where you consent, to quote it as a member review.

You agree not to use the services to solicit other members, promote referral schemes or unrelated products, share signals or paid group access, distribute malware, scrape content, circumvent access controls, or engage in harassment, discriminatory conduct or abuse.

You must not present yourself as a representative of Browser Dollar, offer advice to other members in a manner that could be construed as a regulated activity, or share fabricated performance evidence.

We may remove content and restrict, suspend or permanently terminate access for breach of this section. Where a termination results from serious breach, no refund is due.

The services may reference or link to third-party platforms, including exchanges, charting tools, payment providers and messaging platforms such as Telegram. We do not control those services, are not responsible for their content, availability, security or terms, and any dealings you have with them are solely between you and that provider.

The services are provided on an "as is" and "as available" basis. We do not warrant that content is complete, current, error-free or suitable for your circumstances, nor that access will be uninterrupted.

To the fullest extent permitted by law, we exclude liability for trading losses, lost profits, lost opportunity, loss of data, loss of goodwill, and any indirect or consequential loss arising from your use of the services or from any decision you take in reliance on educational material.

Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot lawfully be excluded. Subject to that, our aggregate liability to you in respect of any claim is limited to the total fees you paid to us in the twelve months preceding the event giving rise to the claim.

You agree to indemnify us against reasonable losses, costs and claims arising from your breach of these Terms, your misuse of the services, your unlawful conduct, or any claim brought by a third party in connection with content you post or share.

You may terminate by cancelling your membership and ceasing to use the services. We may terminate or suspend access immediately where you breach these Terms materially, where required by law, or where continuing to provide the service would expose us or other members to material risk.

On termination, your licence to member content ends immediately and you must delete any downloaded material. Provisions relating to intellectual property, disclaimers, liability, indemnity and governing law survive termination.

These Terms and any non-contractual obligations arising from them are governed by the laws of England and Wales, and the courts of England and Wales have exclusive jurisdiction, save that consumers resident elsewhere retain the benefit of any mandatory protections of their local law.

We ask that you contact us at hello@browserdollar.com before commencing formal proceedings so that we can attempt to resolve the matter directly.